VA Loan Checklist

Below are the steps you’ll go through in order to apply for a VA loan. First, begin by determining if you are eligible for the VA loan. If you are eligible for the VA loan, this is what we’ll need to begin your loan process. Plan on at least 4 weeks for your VA loan process from start to finish.

VA Loan Checklist – Retired/Non-Active Military

  1. Get your DD214 Form.
  2. Get proof of VA Disability (if it exists).
  3. Obtain Certificate of Eligibility (COE).
  4. If you’ve not yet made an offer on a house – begin the pre-approval process.
  5. If you HAVE made an offer – we’ll need to know the sale price of the home and have the contract to purchase.

Download the VA Loan Checklist for Retired/Non-Active Military

Are you disabled and were injured in the line of duty? Get a checklist of what you’ll need here.

VA Loan Checklist – Active Military

  1. Get your Statement of Service.
  2. Get a copy of your orders to the military base.
  3. Get proof of VA Disability (if it exists).
  4. Obtain Certificate of Eligibility (COE).
  5. If you’ve not yet made an offer on a house – begin the pre-approval process.
  6. If you HAVE made an offer – we’ll need to know the sale price of the home and have the contract to purchase.

Download the VA Loan Checklist for Active Military

Why Pre-Qualify for a Home Loan?

Whether you are planning to use your VA loan benefits or apply for a conventional loan – one important step is pre-qualifying for a home loan. Pre-qualification for a loan means that you have been initially screened and approved by a mortgage lender. It doesn’t only help manage your expectations, but it aids in the entire real estate process.

Here’s why you should pre-qualify for a va loan before you even go house shopping:

  • Loan prequalification shows you the price range of houses you should look at, depending on the amount of money you’ve been approved to borrow.
  • Loan prequalification for a VA Loan by your mortgage lender will ensure that you DO have VA loan benefits.
  • Loan prequalification will show your sellers that you’re serious about your offer and ready to buy their house.
  • Loan prequalification will help both the listing agent and buyer’s agent keep the process moving quickly and smoothly.

All items on the VA Checklist marked off?

Once all of the items on the VA Loan checklist are satisfied, or if you have questions about how to satisfy them, come to Midwest VA Loans. We can answer any questions simply and in depth, avoiding any confusing jargon. We are committed to getting you the va loan you have earned.

Call (816) 268-4025 for your VA loan