Archive for the ‘VA Loans’ Category

VA Loan Lee’s Summit

VA Loans Lee’s Summit If you’re a military serviceman or woman, whether active-duty or retired, the best home loan for you is the VA Loan Lee’s Summit. Some of the reasons that the VA home loan is the best for our armed forces members are: No Down […]

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What is PMI and How Can I Avoid it?

What is PMI and How Can I Avoid it?

PMI, also known as Primary Mortgage Insurance, is put into place to simply protect a lender in the event that a home buyer defaults on their mortgage. From the mortgage lender’s perspective, PMI is necessary in order to protect their investment and in turn, keep their rates […]

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Homes for Heroes in Lee’s Summit

Homes for Heroes in Lee’s Summit

At the Copeland Mortgage Team, we serve our activity duty veterans and other local heroes by helping out with their mortgage loans by providing extraordinary savings. The Homes for Heroes Foundation in Lee’s Summit gives back to those who serve our nation and its communities each day. […]

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What Percent of my Income Should be Devoted to My Mortgage Payment?

What Percent of my Income Should be Devoted to My Mortgage Payment?

Before purchasing a home, it’s important to determine the percentage of your income that you will be able to dedicate towards your mortgage. The first step is to assess your current income and outstanding debt and make an accurate but conservative estimate about the amount of house […]

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Are VA Loan-Financed Homes Harder to Sell?

Active military members and military families are often facing relocations. Due to this, its often asked if having a VA loan limits the ability or right to sell their home. The assumption is that having a VA home loan imposes special conditions which lock you into your […]

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Purchasing a Home vs. Military Housing

Being an active military member can leave you wondering how long you’re going to be stationed at your current or upcoming location. With PCS season approaching, this may be the topic of discussion in your family this summer. Because of the possibility of change, you may not […]

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I Made an Offer on a Home- Now What?

Finding the home you love and making an offer is a very exciting time. But what comes after the offer in the home buying process? Here are some recommended steps to follow in the home buying process: Patiently await the seller’s response Once your agent has submitted […]

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The DO’s and DON’Ts During the Mortgage Process

If you’re purchasing your first home, the mortgage process is likely very new to you. Even if you’re ready for your 2nd or 3rd home, it’s important to be prepared. As your local mortgage lender, we want to provide you with some do’s and don’ts during the […]

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The Importance of Getting Pre Approved

Before you begin the exciting process of looking for a home, you need to connect with a local mortgage lender. A trusted mortgage lender can then begin the process of getting you pre approved.   Why should I get pre approved first? There are several reasons it’s […]

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